# Kasa vs Cashew: two free trackers, one simpler

Source: https://kasafinance.online/cashew-alternative · Last updated: 2026-10-17

Kasa and Cashew are both free, have no ads and don’t connect to your bank. Cashew is an open-source phone app with budgets, goals and a lot of settings, and syncs through a Google account. Kasa is simpler: one dashboard for the month, loans with payment plans, and net worth across 31 currencies, bitcoin and gold, with an email login that works on any phone or computer. If you want budgets and goals, Cashew is the better pick.

| | Kasa | Cashew |
|---|---|---|
| **What it takes to start** | An email; set today’s balances and monthly bills | Install the app; sign in with Google to sync |
| **Price** | Free, every feature | Free; optional paid Pro |
| **Ads** | None | None |
| **Bank connection** | None | None; can read bank notifications on your phone |
| **Budgets and goals** | No | Yes |
| **Currencies** | 31 currencies, each account its own, daily ECB rates | Each account its own, daily rates |
| **Bitcoin and gold** | Yes, priced automatically | No |
| **Loans** | Payment plans: each payment is spending and lowers the debt, with the last payment date | Lent and borrowed, long-term loans as goals |
| **Net worth** | Yes, with debts, bitcoin and gold | Yes |
| **Sync and sharing** | Email login on any device; data is private to each person | Through a Google account; share by sharing that account |
| **Card statement breakdown** | Import a CSV into the card bill, item by item | CSV import |
| **Open source** | No | Yes (GPL-3.0) |
| **Platforms** | Web app for phone and desktop | iPhone, Android, web |

## Why choose Kasa over Cashew

- **Fewer screens, fewer settings.** Kasa shows one month at a time: what you spent, what’s still to pay, your balance and net worth. There’s little to configure.
- **Loans done properly.** A loan has a monthly payment plan. Each payment counts as spending and lowers what you owe, and you see what’s left and the date of your last payment. [How loans work](https://kasafinance.online/loan-payoff-tracker).
- **Bitcoin and gold.** Hold BTC and gold in grams next to your cash, valued automatically.
- **No Google account needed.** Sign in with an email on any phone or computer; nothing to back up yourself.

## When Cashew is the better choice

If you want budgets with limits, saving goals, an app from the app store, or open-source code you can inspect, Cashew does that and Kasa doesn’t.

Other apps’ prices and features as listed on their own websites, help pages and app-store listings in October 2026. Prices can differ by country and change over time. Kasa isn’t affiliated with any of them.

## Questions

### Is Kasa like Cashew?

Both are free money trackers without bank connection or ads. Cashew has budgets, goals and many settings; Kasa is simpler and focuses on monthly spending, loans with payment plans and net worth, including bitcoin and gold.

### Can I use Kasa without a Google account?

Yes. Kasa only needs an email and a password, and works in any browser on phone or desktop.

## Try Kasa

Kasa is free. Create an account in a minute with just your email: no card, no bank login. https://app.kasafinance.online/