Your month at a glance
Main balance, spent and earned, what’s still to pay, and spending by category. Click a bar to open any month, or a category to filter.
Personal money tracker · invite-only
Know where your money goes. And what you’re worth.
Kasa is a calm, simple money tracker. Log spending in seconds, plan every month, pay down loans and see your net worth across currencies, bitcoin and gold, without handing over your bank login.
- Free
- No bank login
- No ads or trackers
- Phone & desktop
- 6 languages
Kasa
MonthYearAssets
‹ October 2026 ›
Main balance€2,480Everyday money
Spent in Oct€1,312−8% vs Sep
Still to pay€6403 bills
Net worth€48,920+€1,140
Spending per month
By category
Car loan · 14 of 48 paid
Owed €9,860Last payment Aug 2029
Everything you need to stay on top of your money. Nothing you don’t.
Kasa started as a replacement for a budgeting app that got in the way. It keeps the parts that matter and adds the ones most trackers forget: loans, assets and real net worth.
Transfers aren’t spending
Moving money into savings, investments or a loan is a transfer, so your spending number stays honest instead of spiking on payday.
Loans with a payment plan
Each payment counts as spending and lowers what you owe. See progress, a payoff chart and the date of your last payment.
Every month, automatically
Rent, salary and subscriptions post themselves on their day. A schedule can end after a set month, like the last loan payment.
Any currency, bitcoin and gold
CZK, EUR, USD, GBP, TRY, BTC and gold in grams. Paying abroad? Enter “50 €” and the day’s rate is filled in for you.
Net worth that stays right
Track savings, investments, property and debts. Set an account’s real value on a day and balances count from there, so old gaps never skew today.
Import bank statements
Drop in a CSV export from your bank. Kasa guesses the columns and categories, and remembers your choices for next time.
Split a receipt
Break one transaction into items, like a supermarket trip that was part groceries and part household, so categories tell the truth.
Private by design
Your finances are nobody’s business model.
- No bank login. Kasa never asks for your bank credentials. You add entries or import a statement.
- Your data is yours alone. Every person has separate data. Nobody else can see it, not even other people on the same Kasa.
- No ads, no trackers. No analytics scripts on the app or this page.
- Careful with passwords. Salted PBKDF2 hashes, and the account locks after repeated wrong attempts.
Up and running in five minutes
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Request an invite
Tell us your email below. Kasa is invite-only so it stays small and fast.
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Create your account
Use your code at app.kasafinance.online. Pick your main currency and language; you can change both later.
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Follow the checklist
A short getting-started list walks you through setting balances, adding monthly bills and importing a statement.
Questions
What is Kasa?
Kasa is a simple money tracker that runs in your browser. You log what you spend and earn, plan monthly bills, follow your loans and see your net worth across accounts, currencies, bitcoin and gold.
Do I need to connect my bank account?
No. Kasa never asks for your bank login. You add transactions yourself or import a CSV statement exported from your bank.
How is Kasa different from other budgeting apps?
Moving money into savings, investments or a loan is a transfer, never spending, so your monthly spending stays honest. Loans have payment plans that lower what you owe with each payment, and your net worth includes assets and debts in any currency, bitcoin and gold.
Which currencies does Kasa support?
Accounts can hold Czech koruna (CZK), euro (EUR), US dollar (USD), British pound (GBP), Turkish lira (TRY), bitcoin (BTC) and gold in grams. Totals are shown in the main currency you choose, using exchange rates updated a few times a day.
Is my financial data private?
Yes. Every person has their own separate data and nobody can see anyone else’s. Passwords are stored as salted PBKDF2 hashes, and repeated wrong passwords lock the account for 15 minutes. There are no ads and no trackers.
Does Kasa work on my phone?
Yes. Kasa is a web app with a phone layout. Open it in your browser and add it to your home screen to use it like an app, on iPhone, Android or desktop.
How much does Kasa cost?
Kasa is free while it is invite-only.
Which languages is Kasa available in?
English, German, French, Spanish, Turkish and Russian. You can switch at any time.
How do I get an invite?
Fill in the form below. When a spot is free you get a single-use invite code by email, which you use to create your account at app.kasafinance.online.
Request an invite
Kasa is opening up a few people at a time. Leave your email and you’ll get a code as soon as there’s a spot.
Questions? Write to contact@kasafinance.online.